If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Sanibel Captiva Community Bank 2 Year CD Account |
1.20%
Date: Feb 20, 2012
|
| EverBank 2 Year CD Account |
1.01%
Date: Feb 20, 2012
|
| Sarasota Municipal Employees Credit Union 2 Year CD Account |
1.00%
Date: Feb 7, 2012
|
| The Bank of Commerce 12 Month CD Account |
0.85%
Date: Feb 7, 2012
|
| West Coast Federal Emp. Credit Union 2 Year CD Account |
0.60%
Date: Feb 9, 2012
|
| Seacoast National Bank 2 Year CD Account |
0.50%
Date: Feb 21, 2012
|
| EverBank 2 Year CD Account |
1.05% to
1.01% Date: Feb 20, 2012
|
| EverBank 12 Month CD Account |
0.75% to
0.70% Date: Feb 20, 2012
|
| The Bank of Commerce 12 Month CD Account |
0.90% to
0.85% Date: Feb 7, 2012
|
| The Bank of Commerce 2 Year CD Account |
0.90% to
0.85% Date: Feb 7, 2012
|
| The Bank of Commerce 6 Month CD Account |
0.55% to
0.50% Date: Feb 7, 2012
|
